Reno, Nevada


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Steven J. Klearman
Steven J. Klearman
Attorney • (800) 880-5297

Nevada Hospitals Refuse to take Health Insurance

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Did you know that if you’re in an accident and go to a hospital in Nevada you may not be able to use your health insurance?

This is a hot topic among plaintiff’s counsel in Nevada and major Nevada hospitals have refused health insurance from injury victims for years.

Here’s why: health insurance typically pays a heavily reduced rate.  On the other hand, hospitals in Nevada have lien rights (see, NRS 108.590) and they know that if they lien the proceeds of a settlement they stand a chance of recovering more.

It’s a dicey practice that can result in losses or costly delays in payment for the hospital (and remember that minimum liability limits in Nevada are still only $15,000…  ).  Nevertheless, that’s why some Nevada hospitals may refuse to take your health insurance after you’ve been in an accident…