Did you know that if you’re in an accident and go to a hospital in Nevada you may not be able to use your health insurance?
This is a hot topic among plaintiff’s counsel in Nevada and major Nevada hospitals have refused health insurance from injury victims for years.
Here’s why: health insurance typically pays a heavily reduced rate. On the other hand, hospitals in Nevada have lien rights (see, NRS 108.590) and they know that if they lien the proceeds of a settlement they stand a chance of recovering more.
It’s a dicey practice that can result in losses or costly delays in payment for the hospital (and remember that minimum liability limits in Nevada are still only $15,000… ). Nevertheless, that’s why some Nevada hospitals may refuse to take your health insurance after you’ve been in an accident…
Steve is the Managing Shareholder of Steven J. Klearman & Associates, a civil litigation law firm located in Reno, Nevada. He practices primarily in the areas of civil litigation and injury law, and has authored one of the definitive guides to Nevada civil law that is widely used by Nevada judges and attorneys, his book entitled Elements of Nevada Legal Theories.